Subscription for
the engine.
Per-filing fee
for the courtroom.
The SaaS subscription runs the automated engine. The filing fee only applies when you approve a lawyer-reviewed court filing — and only then.
STARTER
For sole operators and contractors managing fewer than 25 active invoices.
STUDIO
For agencies, contractors, and SMBs running real A/R volume.
Filing fee is a true pass-through plus margin: ~$100–250 lawyer pay, ~$60 court fees, ~$40 service & postage, ~$50–140 ClaimCue contribution. Pricing identical across CA and US — debtor location determines legal fees, customer pricing is consistent.
Cheaper, simpler,
and you keep the relationship.
| FEATURE | FACTORING | COLLECTIONS AGENCY | CLAIMCUE |
|---|---|---|---|
| Cost to SMB | 5–15% of invoice | 0.4–2% of turnover (no advance) | Flat subscription + filing fee |
| Advance rate | 70–85% | n/a | n/a (collections, not factoring) |
| Recourse | Yes — SMB still on the hook | n/a | No — you keep your receivable |
| Customer relationship | Factor calls debtor directly | n/a | SMB-branded; debtor never sees ClaimCue |
| Onboarding | 2–4 weeks + personal guarantees | 1–2 weeks | 4 minutes · OAuth connect |
| Cross-border | Factor by factor — fragmented | Carrier by carrier | Single platform · CA + US |
| Legal escalation | Not included | Not included | Included — up to court filing |
Common questions.
How does the filing fee work?
The filing fee is a flat, transparent charge that covers lawyer review ($100–250), court filing fees (~$60), registered process server and postage (~$40), and ClaimCue's margin. It's only charged when you approve a filing — never automatically.
What accounting software do you support?
QuickBooks Online (US + CA editions), QuickBooks Desktop, Xero, FreshBooks, and Wave. OAuth 2.0 connection takes about 4 minutes. No contract sync required.
Does the debtor know they're dealing with ClaimCue?
No. All communications are sent from your company name, your email domain, and your letterhead. ClaimCue is invisible to your customers and debtors.
What happens if a debtor disputes the invoice?
Any debtor reply pauses the sequence immediately. Disputes are routed to a human review queue where you can add notes, attachments, and decide how to proceed.
Do you operate in both Canada and the US?
Yes. The product is jurisdiction-aware — the legal layer automatically adapts to the debtor's province or state. Canadian customers are onboarded first; US launch follows shortly after.
What's the Firm plan's white-label portal?
Bookkeepers and accountants on the Firm plan get a white-labeled portal they can share with their clients. Clients see your firm's branding, not ClaimCue's. Bulk approvals and delegated permissions let you manage A/R across all your books from one dashboard.
The Outcome
"I stopped dreading Monday morning because I knew ClaimCue had already sent the follow-up."
MARCUS · ELECTRICAL CONTRACTOR · SURREY, BC
